FDIC insured up to $250,000

Simple business banking.

Get a free bank account to run your business and keep payments organized.

Send and receive money
Organize W9s and payments
$0 fees
what is galaxy?

Galaxy handles banking, bills, and invoices.

Transfer Money

Send money via email and collect tax information. Or schedule future & repeating transfers.

Organize Payments

See an overview of your business and historical data on your payees.

Banking

Your deposits are FDIC-insured. Spend on your debit card and use US account and routing numbers.
Receive money

Get a quick overview of your business

Galaxy gives you insights on both the account and payee level so you know exactly how your business is doing.

send money

Pay anyone instantly.

Enter an email and electronically pay anyone with a US bank account. Automatically collect W9s for tax season.

Receive money

Working capital when you need it.

You should be compensated for the extra time your customers need to pay. Galaxy helps create a dynamic price for your invoice, based on when it's paid.

0% transaction fee
supply chain financing

Extend your payment terms. Suppliers get paid early.

With reverse factoring (supply chain financing), Galaxy can delay your payment up to 6 months and pay your suppliers immediately.

Discounts for early payment
No commitments or contracts
spend management

Protect your money with sandboxed accounts.

Anyone can pull unlimited funds from your account if they know your account number. Galaxy lets you create a virtual account and routing number that only has access to a certain amount of funds. That way, you can protect against unauthorized transactions.

Smart invoices

Send smart invoices

Give your customers the option to pay when they're ready. Offer early payment discounts and late payment fees.

Get paid faster
Earn extra from late payments
account manager

Talk to a human that's actually helpful.

We take support seriously. You'll have your own account manager whose only job is to answer your questions and make sure you're happy.

Text or call us: +1 (415) 528-5235
debit card

Earn points when you spend.

Leverage your spend to boost your bottom line. Earn one point per dollar spent on your debit card.

10,000 points = $100 (40% more than American Express)
partner with us

We take customer happiness extremely seriously

Our Mission

We exist to free up brainspace for business owners.

Running a business is hard, but managing payments doesn't need to be. Galaxy is a state of the art online bank built to make running your business a little bit easier.
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Plans

Pick the right plan for you.

Transparent pricing with no hidden fees.

$0 / month
Unlimited invoices
Unlimited transfers ($0)
1 authorized user
No-fee checking account
$29 / month
Unlimited invoices
Unlimited transfers ($0)
Unlimited authorized users
API access
Priority support
Convert funds to USDC
Get  started now
Customer Story

Cannot recommend Banksy enough!

“ It's been 2 years since I found Banksy, and it's such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Melanie Shaw
Design Lead @ Apple
Customer Story

Highly recommended!

“ We'll do the work of saving for them each month.When you know your bills are covered, you can focus on the fun parts of having money “
Joe Fisher
Product Manager @ Nike
banking service

Latest insights from Galaxy

Pricing

Here's what you need to know

Free
$0
Per Month
Get Started
Pro
$0
Per Month
Get Started
$0
Per Month
Get Started
Features
Authorized Users
Unlimited
Phone Support
Fees
Monthly fee
$0
Account minimum
$0
Transfers
$0
Invoices
$0
Instant Payout
0%
Pull funds (invoicing)
0.5% (max $5)
API payments
0.5% (max $5)
Pricing

Here's what you need to know

Free
$0
Per Month
Get Started
Pro
$0
Per Month
Get Started
Standard
Small transaction fees
$0
Per Month
Get Started
Pro
Flat transaction fees
$29
Per Month
Get Started
Features
Authorized Users
Single User
Unlimited
Phone Support
Fees
Monthly fee
$0
$29
Account minimum
$0
$0
Bank transfers
$0
$0
Payees
25
Unlimited
Invoice receivable
$0.25 + 0.2% (max $5)
$0.25
Autopay PDF bills
$0.25 + 0.2% (max $5)
$0.25
API payments
$0.25 + 0.2% (max $5)
$0.25
Questions? Answers.

Frequently Asked Questions

Here are some answers to common questions
How do I get paid?

You get paid into your Galaxy account (an FDIC insured business checking account) instantly.

Who can sign up?

You must be a US registered business to sign up.